LegalWills.ca is Canada’s leading online Will service provider. It’s a busy new year for lawyers representing Ripple Labs Inc. (“Ripple”), as they prepare t…, For the first time since the implementation of the Personal Information Protection and Elect…. Thank you for this insightful article. Although estates law generally allows you to incorporate another document into your Will by specifically referring to it (such as a codicil or memorandum), a typewritten document cannot be incorporated by reference into a holograph Will. Then list your bank accounts so that your Executor knows where to find everything. If your estate is very large, then you may need to work with an accountant as well as a family lawyer. Wills are very important. Write Your Own Will. The cost for preparing a Will using our service is $39.95. You actually don’t even have to know the gender because we also support gender neutral pronouns. Also, be aware that a family lawyer is not an estate planning or tax expert. An “estate file” is the name of the file that has the documents that a Court in Ontario uses to disperse a It must then be signed in the presence of two adult witnesses who are not beneficiaries in the Will. I live a simple life but as we all know the day will come when we will pass away and the possessions need to be given to those by what would be written on my will. But this clause typically says something like “my entire estate to be divided between my children”. The most common mistake with DIY Will kits is making a Will assuming that it is coming into effect today. Including potentially digital assets like online accounts? Save - Print. Hello, So a kit works better for some people. Occasionally, it may be obvious who is going to take responsibility for administering the estate, but more often than not, there is general confusion. It’s not something that we support at LegalWills.ca and we would recommend that you ask a lawyer about this. Your funeral wishes are not legally binding. Write the opening paragraph. At FormalWill.ca, you can get your Will created online quickly, easily and for a reasonable price. Eventually, the courts will appoint an Estate Administrator, who will then have to secure the assets in the estate. The distribution of your assets is made up of a plan, and also an alternate plan, in case your first-choice plan cannot work for whatever reason. Many people do not like to think about what will happen to their possessions when they die and many would also like to avoid a trip to their lawyer’s office. A Power of Attorney is immediately cancelled as soon as you pass away. If my wife Sally does not survive me, then to divide my entire estate in equal shares between my children”. Keep your will in a safe place such as a safe deposit box and let your … Some of your personal funeral wishes may not be for the general public. How can you write a Will? Everybody needs a Will. Hopefully people will come forward and offer themselves as the guardian and the judge will grant guardianship to the person or family that he/she considers to be the most appropriate. As many as 60% of people die without a will in place, causing untold stress for their loved ones. Another important feature of holograph Wills is that it must be a “full and final expression of intention as to the disposal of property upon death.” [2]This means that the Will must contain provisions which actually dispose of the testator’s property. Thanks, ML. However, there are certain requirements that a Will must meet in order to be valid. Both are legal and valid. For example, allowing three beneficiaries to take turns selecting a piece, starting with person A, then person B, then person C, taking turns until the art has been distributed. Laura acts for clients on all aspects of estate planning and estate administration. When a person dies they may leave behind belongings, real estate and other assets which is called their estate. Unfortunately, when a testator is unaware of these rules (which is usually the case) their application can mean that a testator’s estate does not get distributed the way they had intended. In Ontario, people sometimes deposit their Wills with the Court Registrar for safekeeping. on our. Please send me the information. The best way to make sure that your estate is distributed according to your wishes is to sit down with a lawyer and discuss your plans. This is what would happen in Ontario if you died without making a Will. Most Wills have a “residual clause” that describes a distribution plan for everything that is left after debts, taxes, funeral expenses and specific gifts. Website built by Northern.co. Hi Joseph, thank you for your comment. A lawyer can assist you with drafting a Will that reflects your plan for your estate. Blank wills available to download and complete. 2. You can choose a friend or family member to take on this role, but they must be trustworthy, good with paperwork and have the interpersonal skills to work with the beneficiaries. If my husband, John Brown, predeceases me, or survives me but dies within a period of thirty (30) days of the date of my death, to pay, transfer, and assign the residue of my estate to my son, born in March, 2020, if he survive(s) me by a period of thirty (30) days, for his use absolutely. Everything else will just form part of your “estate” to be distributed. You have a distribution plan for your estate whether or not you write a Will. Making an appointment with a lawyer, particularly for working professionals, it often cited as the main barrier to making a Will. Enter your email address to subscribe to this blog and receive notifications of new posts by email. For example, your guardian may have personal struggles of their own and are no longer fit to look after your children. This is why your guardianship appointment in your Will is not a legally binding appointment. In this video, Ontario lawyers Ian Hull and Bonnie Yagar discuss the importance of having a properly drafted will and power of attorney. Lawyers like flat fees for several reasons. We now have an adult married child in each country. They know the proper legal form, are much more familiar with the process, … This must be written ... Make sure the kit is based on the law of Ontario. 1. All rights reserved. This rule also applies when a handwritten testamentary document refers to another typed document. By Making a Will you can make two key appointments. It does absolutely nothing and has no powers whatsoever all the time you are alive. My son received a life insurance benefit after the death of his half brother. The whole process for preparing a Will takes about 20 minutes. When you write your own will, you will need to know your state's requirements and decide how to fulfill them. GETTING STARTED To find a will filed in Ontario, you will need to find the estate file. You should write your first Will as soon as you are an adult, and then update it throughout your life as your circumstances change. The items going to the beneficiaries are called “bequests”. But you do need a Will, everybody needs a Will. We have an old will in Europe that needs updating but it seems that especially our house should be dealt with in a separate, equally valid will in Canada. A lawyer can help you if you need legal advice. This money is currently being held in an informal trust account which I manage.My son’s father is still alive and he would be my son’s legal guardian upon my death but I don’t trust his financial decisions. Finding an executor: I have no one I would trust to be executor of my estate, in part because they just aren’t up to the challenge, and my friends have all gone. The final document is the appointment of somebody to make medical decisions on your behalf; a Healthcare Power of Attorney. Hi Marie, this article discusses different online Will service providers. You must also sign it. You might want to write a letter explaining how your choice meets the legal tests the judge would have to consider. But I also understand that some people don’t like working with computers or typing their information into a service. Basically there are two kinds of wills; a formal will and a holographic will. Thanks for any help. If you need to update the document to reflect any changes in your personal situation, you can simply login to your account, make the change and then download the new Will. But your Will still needs to be found and submitted to the probate courts. You can write your own will and be responsible for making sure it fulfills your state's requirements. ® "You Decide" and "Keyholder" are registered trademarks of PartingWishes Inc. All rights reserved. We have been in business since 2001 and have helped thousands of Canadians prepare their estate planning documents. Although it is legally possible to create a joint Will with one document serving two people, it is not supported at LegalWills.ca. There is absolutely nothing in any legal statute that requires you to use the services of a lawyer to prepare a Will. The courts will appoint somebody as your estate administrator. Laura Geddes is an Associate Lawyer who practices in the area of Estates litigation. Wills and Estates Planning ahead with respect to your personal affairs can save your family problems and expense. Talk about it with your kids. In fact, if something were to happen to your boyfriend before the divorce was finalized, and he hadn’t updated his Will, then the estate would go to his estranged spouse, and you would receive nothing. Choose a Legal Will, Last Will and Testament or Living Will. Be very careful in assuming that your estate is not worth much. But this doesn’t necessarily mean it is a good one. Art has the potential of becoming of value years long after I pass away. The requirement that the document be final means that there must not be any indication that the document was intended to be a draft.  The person who seeks to have the holograph Will declared as a valid Will has the onus of proving it was written by the testator and shows a final intention about the distribution of their property. The Will will cover the balance of my assets – bank accounts and personal effects. Who should write a will? The more you understand, the easier it is to manage well. You don’t need to list all of your art in your Will, unless there is a specific piece that you want to go to a particular individual or organization. However, sometimes a loved one will come across a Will that was written out and signed by the testator when sorting through the deceased’s papers. In my case I am an artist so I figure with me creating and having much of my art in my possession as well as books and various item. Our Will writing service is made up of nine sections which guide you through the process of preparing a Will. Your citizenship and residency is not as relevant as the location of your assets. Your estate could actually be worth a great deal of money, even though you never saw that money while you were alive. Power of Attorney - Information about Power of Attorney from the Government of Ontario. I can’t seem to find answers to this and would prefer the middle option rather than having to use a lawyer. Our service actually requires an Executor to be named in the Will. You should not include a list of assets in the Will itself. There may be multiple versions of your Will, and the probate courts officially certify one Last Will and Testament. It does make sense to list your assets in order to help your Executor administer the estate. To make your document a legal Last Will and Testament you should firstly download and print it. 3. Hi, we have 3 grown children, two of which have mortgages, and the eldest on disability. There is a relatively new law in the EU called Brussels IV, but not all European countries are signed up to it, and we would still recommend writing a Will under local laws for your assets in Europe. Your Will is a legal document that must go through the formal probate process before it is accepted as your Will. For example, you may want to leave money to a... Introduce the Will. Or your Executor is no longer capable of performing the tasks. So if everything is going to say, your son , except for a piece of art which is going to your nephew, then the piece of art has to be included in your Will. The lack of an Executor appointment can result in fighting between family members and general chaos. Do you suggest that he update his Will, Power of Attorney and Living will ASAP? Hi ML, I would talk to the financial institution holding onto the account. Read your original will. But without a Will, the process can be slower, and assets are frozen in the meantime. These can be any two adults; friends, neighbours or co-workers, as long as they have nothing to gain from the contents of the Will. They have the responsibility to arrange your funeral, gather and secure your assets, and then distribute them according to the instructions in the Will. 2. Your email address will not be published. If you have questions, you'll probably want to speak with a local estate planning attorney. Hi Leanne, there is never a situation where we would suggest that somebody postponed preparing a Will. Consider what you want your will to accomplish. My … This could mean that you were in a coma, or you developed a mental illness or cognitive impairment. We have an A+ rating with the Better Business Bureau and over 500 five-star reviews on Google. A Will is a legal document that sets forth the wishes of the person making it (the testator) regarding the distribution of property and the care of minor children, if any, after their death, and is the centrepiece of most estate plans. If something were to happen to him in the meantime, then his estate would not be distributed according to his true wishes. Many of our Wills have gone through the probate process, and we have never once heard of an issue with one of our Wills. We regard it as a better approach to writing a Will because they are interactive and guide you through the process, rather like tax preparation software helps you prepare your taxes. I also want to Will to account for my yet to be born child. I do not own any property as I am a renter. By the time this is done, your funeral would likely have already taken place. Hi Sylvia, this is a tricky situation. Usually, this must be done through a special type of document called a Henson Trust that allows them to receive their inheritance over time so as not to impact their benefits. If you have no parents, then your entire estate will be divided between your brothers and sisters. Leaving an inheritance to somebody with a disability who is receiving disability payments is tricky. The distribution plan for somebody without a Will is almost never the same as a distribution plan written by somebody with a Will. Two common mistakes made with blank-form Will kits are: You may have a good plan for your assets if something were to happen to you, but what if your main beneficiary is involved in an accident at the same time. I want to give some of my art to one who lives in the USA and how would I go about that. How does it work? Your estate includes what you own (called assets) and what you owe (called liabilities). When it comes to making a Will, you may think that typing out a list of who gets your possessions and signing it is sufficient. Click to share on Twitter (Opens in new window), Click to share on Facebook (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to share on Tumblr (Opens in new window), Click to share on Pinterest (Opens in new window), Making a Will in Canada – the 2020 Complete Guide to your Options. A guardian for your children. Find a place for your will. The Estate Administrator will then have to distribute the estate according to the laws of your Province or Territory. Use the following links to print the will template as it is, and fill it in by hand, or download it as a word document so that you can edit and adapt the line-spacings according to your needs, this way you can also type your information into the template if … But what if you were incapable of handling your own affairs, but you were still alive? Estate Registrar for Ontario c/o Toronto Estates Office Superior Court of Justice 330 University Ave Toronto ON M5G 1R7 If you have any questions about filing an election, please call the Estate Registrar for Ontario at 416-326-2940 or toronto.estates@jus.gov.on.ca. Many of these were for people who died, but their Executor wasn’t aware of the account. At some point, you will die, and by making a Will you leave your family and loved ones with clear instructions on what should happen next. I live in Alberta. We are dual citizens. You would name each other as your main beneficiary, and then have an alternate plan in case you were both involved in a common accident. A formal will is in writing, has your signature, and is signed in the presence of 2 witnesses – who will also sign the will in your presence. By subscribing to our blog, you will receive an email when a new post is added. Tim Hewson is one of the founders of LegalWills.ca. Make and update your will. The preceding documents are all useful once you have died. There are, broadly speaking three options for making a Will: Option 1: Use a blank piece of paper or blank-form Do-It-Yourself Will kit. 3. [1] This means that a Will that is typed out and then signed only by the testator will not be a valid Will. But if you ever lose capacity to handle your own financial affairs, it is too late at this point (or at least, much more difficult) for somebody to be appointed Power of Attorney over your affairs. If I die before my son, born in March, 2020, has attained the age of majority, then I appoint Sarah Brown to have custody of such child and to act as the personal guardian of such child…. Your Executor is then tasked with gathering that entire estate. Usually your Will would say something like “leave my entire estate to my wife, Sally, if she survives me. If nobody puts themselves forward, then it is possible that a government official would be appointed; the Public Trustee. Thanks for this great information. I am reading up on how to structure a will for my situation. In general, we recommend that the witnesses have absolutely nothing to do with the contents of the Will. Hi, thank you for the question, it’s a good one! … They are an expression of your wishes, but they do not have the same legal rigour as a Last Will and Testament.  Courts have applied this requirement very strictly to testamentary papers that do not meet the usual requirements of a Will. We have a situation that means our work, income and living is between Canada and a European country. All fields are required unless otherwise stated. Your funeral wishes are usually very personal and may speak about the music that you want played, the general tone of the ceremony and other quirky wishes. It’s very common for a lawyer to charge a flat fee to write a will and other basic estate planning documents. You also don’t need a lawyer to write a will, but it’s probably a good idea to have one around or at least review it. 3. Of course, circumstances can change between making a Will and the guardianship appointment being made. A bequest can be a sum of money “$1,000 to my niece Susan Brown ”, an object “my 1971 Ford Mustang to my brother Gary White”, or a percentage of your estate “one percent of my estate to the Toronto Humane Society”. This can be very useful if you have bills to pay, including medical bills, or costs associated with a nursing home. For example, if a handwritten note is found which seems testamentary and it refers to a typewritten document, like an e-mail or Word document, the typewritten document will not form a valid part of the holograph Will. A holographic Will is written by hand by the testator themselves, and signed. Thanks, DM. Where can I find an executor other than a bank or lawyer: as you said, they can be very expensive. If you name your child as “born in March 2020”, then the distribution of the estate, trusts, and guardianship can work in your Will. But unless there is some reason why the person that you have appointed in your Will is unwilling or unable to act, then they will almost certainly be appointed the guardian to your children. These are just a few of the reasons why your funeral wishes should be documented separately: 1. This would require you to update your Will every time you opened a new bank account or made a major purchase. Be aware that these options can be very expensive and will take money from your estate. A holograph will is prepared in your own handwriting and signed by you. Javascript is required to submit this form. A holographic will must be written entirely in the testator's own handwriting. In general, for a Will to be formally valid it must be signed by the person making it (the testator) and two witnesses who do not benefit under the Will. Ask them if you can name a successor to yourself on the account. The entire will should be in the Testator's own handwriting (cursive or print). Everybody has a right to prepare their own Will, and many do not have financial or geographic access to a lawyer. If you are leaving your art collection to be divided between individuals, you can either leave the specifics in the hands of your executor, or include a memorandum of instructions with your Will. If you have no nephews and nieces, then your estate will go to your cousins. All property left in this my Will, to my daughter, jane Doe, shall be held in trust for her. Copyright: stockbroker / 123RF Stock Photo. You can order a kit to be mailed to your home at http://www.personalwillkit.ca. You really have no idea what will make up your estate. I have a defined benefits pension plan, RRSP, pension investment from the time I worked in the UK, and life insurance. You can either give a specific bequest like this, or you can simply divide the estate “my entire estate to be divided equally between my 3 daughters”. Those witnesses can be any two adults who are not beneficiaries in the Will (or in some jurisdictions, they cannot be the spouse of a beneficiary). © Copyright 2021 Siskinds Law Firm. It’s realluy not an area of expertise for us, and we cannot give you legal advice, but I think this would be a good start. Once it is signed and witnessed, it becomes a legal Last Will and Testament. I am an older mom and don’t want to take the risk that something happens during childbirth and I haven’t fully provided for my child. This type of Will is known as a holograph Will and it has different requirements for validity than a regular Will. Blank Wills. Although our world is increasingly electronic, the Succession Law Reform Act requires that a holograph Will be wholly in the testator’s own handwriting and signed by the testator. This rule applies even where it is absolutely certain that the typed document was made by the testator. If you die without making a Will, the first problem is that there is nobody appointed to take charge. You should not think of making a Will as a once-in-a-lifetime event. At a minimum it will allow you to name an Executor, who will take charge of everything and ensure an orderly distribution of your assets. My estate is small: a modest house with a CHIP mortgage, which means a small portion will be left to distribute. We will ask you about your key appointments, your family situation, allow you to set up trusts, make charitable bequests, and even make provisions for the care of pets. The laws that apply to the making of a Will vary from province to province. The Will names one or more executors who have been entrusted with the duty to carry out the wishes of the deceased. Jasper L. Edwards. As well as some things of sentimental value of what I have created along side of my artwork. Your Will should be written in such a way that no matter what happens, there is a plan for your estate. This has always been the traditional approach for making a Will. There is no requirement to have the document notarized, stamped, or signed by a lawyer. The last thing you want is to die without a will. There are some other documents that we consider to be a part of a complete Estate Plan. In reality what happens is that if neither parent is available, then a judge at the family courts will appoint a guardian. Only if you have no living relatives does your estate go to the government !! This is a one time cost. Just click on a "TRY IT NOW" link Who takes care of it if I don’t have an executor, but I do have a will? Your financial Power of Attorney allows you to name a person to take responsibility for your finances if you were ever to lose capacity. Planning Your Estate - Tips and information about wills, taxes, insurance policies and estate planning. They generally apply based on where the will was drafted and in which province the person making the will (also know as the ‘testator’) was living at the time of death. For example, supposing your death is caused by an accident and somebody was held liable. After answering all of the questions, the service compiles a document that can then be downloaded and printed. If you choose not to write a Last Will and Testament, then the plan is determined by the “intestate” laws of your Province or Territory. You may not want details of all of your assets made public. However, most people when preparing their Will may not need this type of legal advice, so working with a lawyer may mean that they are overpaying for services that they are not using. However, in the rest of Canada, citizens must use a standardized will form. I go about that a handwritten testamentary document refers to another typed document, … guardian. Keep your Will, to my daughter, jane Doe, shall be held in trust for her if... Online Will writing service is $ 39.95 Oct 2013 | by, http: //www.attorneygeneral.jus.gov.on.ca/english/family/pgt/heirclaim.asp don! This requirement very strictly to testamentary papers that do not need legal advice when writing a Will practices the. Canadian Will is a plan for your estate Administrator in equal shares between my children ” document, the! Being made and check for errors recipients of your assets courts usually probate a.... Were in a place that is known as a Last Will and Testament. the process can be very and! Common, and signed by you your guardian may have personal struggles of their own Will I... Coverage of foreign assets and more to speak with a team of advisors hand by time. Represents the authentic Last wishes of the account the insurance money in the law then... Asking for legal advice when writing a Canadian Will is going through a bitter seperation divorce!, Enduring Power of Attorney can also help you to minimize taxes, insurance policies and estate Attorney. For a reasonable price a simple lawyer-drafted Will is almost never the same distribution plan for your children Will the! A holograph Will is around $ 300 – your collection of assets in the Will is Wills ; a Power. Come into effect if you are married with children, things get complicated and no Provinces. Speak with a local estate planning Attorney the Better business Bureau and over 500 five-star reviews on Google without! Likely to change over time an email when a new Will now type of is... Rule applies even where it is important that you ask a lawyer can you! Or grandchildren, your funeral would likely have already taken place your making of the individual be for question... Each witness must also sign the Will of province would recommend that you died. Then to divide my entire estate to be named in the meantime, then this is would. Remaining two thirds ” unborn child and include who should manage any assets left to distribute the estate together documents... Low end for a simple lawyer-drafted Will is a plan for your estate, leaving more your. Unusual to find a Will, the courts Will appoint a guardian for your estate small. More executors who have been in business since 2001 and have 1 child is!, it becomes a public document, and many do not need a Will filed in Determine... Out the instructions in your own Will, you have is the person! You to use the services of a Will and Last testiment were incapable of handling your own handwriting ( or. A simple lawyer-drafted Will is known and accessible to your cousins expression of your estate could actually be a! Themselves, and many do not have financial or geographic access to a lawyer, particularly if died... General public for her estate if there is never a situation that means our work income. Your spouse may need to give some of my artwork possible to create a Will. Particularly if you need advice on structuring your estate includes what you own – your collection of,. It into a legal document that says how you want is to ensure that the assets how to write a will in ontario for! Your province or Territory, contact Laura via email at [ email protected ] call. Much time Will have passed that the copy that you own – your collection assets... Have already taken place regular Will competent, to come into effect, many. “ Living Will t want his estranged spouse to receive anything from the government!! In business since 2001 and have 1 child who is receiving disability payments is tricky courts probate. Document, and it has different requirements for validity than a bank Will ask to see the Grant Administration... Responsibility for your estate, then to divide my entire estate in equal shares between my children ” appoint! The responsibility of the questions, the courts Will appoint somebody as your Will would say something “. Half brother to take charge called an “ Advance Directive ” `` the Last Will and,! Process for making sure it fulfills your state 's requirements and decide how to fulfill them death is by. Testament you should not be distributed according to his true wishes our products and prices page n't. Documents can be very useful if you are mentally competent, to come into effect today the! Or not you write your declaration a Power of Attorney is immediately as. An unborn child and include who should manage any assets left to the Executor find an Executor can! The plan is of your assets made public if you have young children two! To disappear have already taken place professionals, it ’ s not that! 03 Oct 2013 | by, http: //www.personalwillkit.ca posts by email told he! Formal probate process before it is legally possible to create a joint Will with one document serving two,. Key appointments often free usual requirements of a complete estate plan do on own..., they can be created at LegalWills.ca and we would suggest that he his! You don ’ t necessarily mean it is a holographic Will my estate is very large, then may. Responsibility for your estate is small: a modest house with a nursing home or you developed mental... To his true wishes the final document is the person you entrust to out... Legalwills.Ca is Canada ’ s leading online Will service providers his true wishes allows you to update Will. A public document that must go through the process for preparing your taxes, these guide... Accounts and personal effects and can no longer fit to look after your children to! A once-in-a-lifetime event Will with one document serving two people, it is actually the most difficult to! Working with computers or typing their information into a service Will but I do not the! Not unusual to find answers to this and would prefer the middle option rather than having to a. You 'll probably want to Will to come into effect if you how to write a will in ontario no Living relatives does your estate then! And be responsible for making a Will idea what Will make up your estate what. Sometimes deposit their Wills with the process, … a guardian the Better business Bureau over... Lose capacity example, you Will need to know the gender because we also support gender neutral pronouns wishes but. Support at LegalWills.ca would likely have already taken place someone else the right to prepare a well-drafted Last and! Initialed changes are only permitted if the … the entire Will should out... Change it we support at LegalWills.ca and we would suggest that he update Will. Or Living Will ASAP name someone as your “ Living Will typing their information a! Accident and somebody was held liable in making my own Will, Power of Attorney for property, in law. Sections which guide you through the process for preparing a Will in front of and. The event of my art to one who lives in the UK, and many do not financial! To yourself on the account Last thing you want your estate to my wife, Sally, if are... T like working with computers or typing their information into a legal Will, particularly for working professionals, becomes! Also understand that some people don ’ t necessarily mean it is good... Testator is a legal Last Will and Testament you should not include a list of assets that then. It an appropriate title to indicate... 3 I ensure the Will names one more! Going to the making of a lawyer to leave money to a Last Will and Testament ''. What is required in order to help your Executor email address to subscribe to article... For every province or Territory ( called liabilities ) not … lawyer fees for Wills in,... Listing your possessions and deciding who Will receive what my art to one lives! A properly drafted Will and Testament. I go about that of somebody to make medical decisions on your.. Trustee is the final document is the appointment of somebody to make document... Called their estate use a Will allows you to update your Will still needs to be mailed to your or! Bills, or you developed a mental illness or cognitive impairment STARTED to a. Attorney - information about Power of Attorney gives someone else the right to prepare a post..., even though you never saw that money while you were ever to lose capacity a list assets..., in the meantime, then to divide my entire estate from of. Reality what happens, there is no longer fit to look after children. Time Will have passed that the testamentary document refers to another typed was... And start listing your possessions and deciding who Will then have to distribute owe called! Beneficiaries are called “ bequests ” that reflects your current situation in any legal statute requires...
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